Our Services


Home equity loans (sometimes called second mortgages) offer homeowners a lump sum of cash when they leverage the equity in their homes. While the interest rates are usually higher than on traditional mortgages, the terms are also usually shorter.  For certain individuals, this can be a good solution for paying off debt, emergency expenses or even for investment. At HouseMoney Financial, we offer a number of mortgage solutions including home equity loans.


Many Canadians today are concerned that they will not be able to afford the lifestyle that they would like to have when they retire. One solution that we see more and more people turning to is a reverse mortgage. All you need in order to qualify is to be at least 55 years old and own your own home. At HouseMoney Financial, unlike other reverse mortgage providers, we are able to make a personal visit to your home to discuss how a reverse mortgage can help you.


At HouseMoney Financial, we are specialists in second mortgages, also commonly called home equity lines of credit. Second Mortgage is simply a name for a type of loan that uses the equity in your home as leverage. While the rates on second mortgages are higher than they are on first mortgages, the terms are usually much shorter.


It is no secret that far too many Canadians today are struggling with debt. Whether that debt comes from overspending on high-interest credits or expenses from emergencies such as medical bills or unexpected repairs, getting out of debt can be a challenge. Fortunately, if you own your own home and there is sufficient equity in it, there are a number of debt consolidation options that are open to you.


As an alternative lending specialist, we make refinancing your home simple. Our flexible and affordable financing options allow you to access up to 85% of the equity in your home to meet your financial needs. Many of our customers use this LOW INTEREST RATE solution to consolidate high credit card and/or house hold debt, while others use this product to renovate their home or buy an investment property.


At HouseMoney Financial, we don’t just specialize in residential mortgages. We also help all sizes of businesses with commercial mortgage solutions.No matter what industry your business is in, at some point, it will need financing, and our team is here to help. We work with both commercial and industrial properties for all types of business operations including restaurants, car washes, auto body shops, retail, churches and residential complexes. 


Refinance mortgage refers to getting a new mortgage to replace the existing one. The purpose of this mortgage is to help the borrower get a better interest term and rate. A mortgage refinance helps the borrower clear off his first mortgage and allows him to take another one with suitable interest and flexible payment time.


To fill the application online, please visit the link below. For further details, Email me @ enoch@mmgb.ca