Second Mortgage

From Canada’s Largest Private Lending Brokerage

Approved in 10 Minutes


Up to 95%* of the equity out of your home


No Income Tax Returns Required


Bad Credit or No Credit, No Problem!

Second Mortgage

At HouseMoney Financial, we are specialists in second mortgages, also commonly called home equity lines of credit. Second Mortgage is simply a name for a type of loan that uses the equity in your home as leverage. While the rates on second mortgages are higher than they are on first mortgages, the terms are usually much shorter.

This makes second mortgages a good solution for short-term needs such as paying for emergency expenses such as repairs or medical bills, or for paying off higher interest debts. You might also use the money to pay for renovations that are likely to increase the value or your home or to purchase an investment property. All you need to qualify for this type of loan is equity in your home, which is why it is a good solution even if you have poor credit.

If you are applying for a second mortgage, you can borrow as much as 85% of the equity in your home which is then paid to you in a lump sum.

Get your back on your feet financially today with a second mortgage. The team at HouseMoney Financial will be pleased to go through the details of this product with you and help you determine if it is the right solution for you. We will also look at alternatives such as refinancing and reverse mortgages if you qualify for those products.


Don’t let bad credit hold you back!

If you have poor credit, getting a loan from a traditional lender can be next to impossible. But to get approved for a second mortgage, all you need is to own a home that has some equity built up in it. Even bankruptcy won’t prevent you from qualifying!

Perhaps you need cash to get out of income tax arrears, pay off liens or judgments or get out of high-interest credit card debt. If that’s you, then a second mortgage may be just the solution for starting to repair your credit.

Contact the team at HouseMoney Financial today!

You can trust the team at HouseMoney Financial to help you find the mortgage solution that best suits your needs.  Because we are independent brokers we can compare products and rates from a wide variety of lenders. This helps to ensure that you get competitive rates and terms.

Whether you are interested in a second mortgage or any of the other services or products that we offer, we invite you to call us today for a free consultation.


You Save $1,450/month!!!